Deposit Instructions

Matrix Trust Company

CHECK INSTRUCTIONS

Make checks payable to:	Matrix Trust Company
Reference on check memo line:	TPA 000411, {Account Number}
Mail to (Regular mail):	Matrix Trust (DEN) Attn: TPA 000411 P.O. Box 3595 New York, NY 10008-3595
Overnight/Special Delivery: FedEx or UPS are recommended for overnight delivery due to lengthier processing times associated with Priority or Express mail with USPS.	JPMorgan Chase - Lockbox Processing Attn: Matrix Trust (DEN) - Lockbox 3595 4 Chase Metrotech Center 7th Floor East  Brooklyn, NY 11245

WIRE INSTRUCTIONS

This address should be used for wires only.

Bank Name:	JPMorgan Chase 270 Park Ave., New York, NY, 10017
Routing / ABA #:	021000021
Beneficiary Account Number:	530354845
Beneficiary Name:	Matrix Trust Company
Further Credit to or Other Payment Details:	000411 {Account Number}

ACH INSTRUCTIONS

ACH Credits are initiated by the sending party, similar to a wire.  (This differs from an ACH debit where the receiving company initiates the transaction.)  Matrix Trust can accept ACH Credit transactions as long as they are received in the following format, which will facilitate automated processing and posting of the ACH deposit.

1) The ACH Credit is sent using the NACHA PPD or CCD record format to:
        Matrix Trust Company
        JPMorgan Chase        
        ABA 021000021
        Account # 530354845  

2) The six-digit TPA number (000411) must be entered into the Individual Name field (PPD Record) or Receiving Company Name Field (CCD record) on the NACHA ACH Record, and left-justified.  It is critical that this information is accurate because the transaction will reject without it. (See Special Notes below.) Please also note that TPA# should not be entered in the field only,  000411 should be entered.

3) Also enter the Matrix plan account number immediately following the TPA number in the Individual Name field (PPD Record) or Receiving Company Name field (CCD record.)

Example of properly formatted information: “000411 07C693IK”

4) ACH Credit transactions must be received by Matrix Trust by 2:00 pm MT in order to receive credit for next-day trading.  

Special Notes:

-    ACH Credits that do not contain the TPA number in the proper format and in the proper field, may reject back to the sending institution.

-    ACH data entry screens differ from company to company.  While the backend NACHA records have to be standardized to submit through the Fed, the screens for entering data are typically unique to each bank or originating entity.  The NACHA “Individual Name” field or “Receiving Company Name” field may not be specifically referenced by that name on the data entry screen.  Plans wishing to use the ACH Credit option will need to determine which data entry field equates to the “Individual Name” field on the NACHA record in order to populate the TPA number correctly.

NACHA Technical Information:  

In the NACHA record, it is FIELD 8 that needs to be populated and left-justified with 000411.

On a CCD record this field is called “Receiving Company Name”.  Per the NACHA rules book, “This field identifies the Receiver and can be used for descriptive purposes. The field may contain the Receiving Company name or an identifying number for that Company. The field should be left-justified.”

On a PPD Record, Field 8 is called “Individual Name” field and has a similar description - “This field entered by the Originator provides additional identification for the Receiver and may be helpful in identifying returned entries.”

Whichever record is used, if field 8 is populated with 000411 (representing the TPA number) and left-justified, the deposit will be picked up by our automated processes for posting. Without that identifier in that field, the item will be rejected.

Charles Schwab Bank

CHECK DEPOSITS

Make checks payable to:	Charles Schwab Trust Bank
Reference on check memo line:	{Account Number} FBO {name and SSN}
Mail to (Regular mail):	Charles Schwab Trust Bank P.O. Box 81686 Austin, TX 78708
Overnight/Special Delivery:	Charles Schwab Trust Bank 11800 Schwab Way  Austin, TX 78758

WIRE INSTRUCTIONS

This address should be used for wires only.

Bank Name:	Bank of America NT & SA 100 West 33rd Street, NY, NY 10001
Routing / ABA #:	026009593
Beneficiary Account Number:	12337-11961
Beneficiary Name:	Charles Schwab Trust Bank
Further Credit to or Other Payment Details:	*please use one of the following acceptable formats for wire instructions:

FCC Prefix Sample:

AC 123456 Plan Name
AC-123456 Plan Name
ACCT 123456 Plan Name
#123456 Plan Name
ACCT#123456 Plan Name

ACH INSTRUCTIONS

Bank Name:	Bank of America NT & SA
Routing / ABA #:	121000358
Beneficiary Account Number:	12337-11961
Beneficiary Name:	Charles Schwab Trust Bank
Further Credit to or Other Payment Details:	*please use one of the following acceptable formats for wire instructions:

FCC Prefix Sample:

AC 123456 Plan Name
AC-123456 Plan Name
ACCT 123456 Plan Name
#123456 Plan Name
ACCT#123456 Plan Name